About admin

admin has been a member since February 26th 2013, and has created 301 posts from scratch.

admin's Bio

admin's Websites

This Author's Website is

admin's Recent Articles

Accident Attorney and How to Make Your Case

There are many different things you can do to help make your case better, and the video below goes a long way to helping you prepare for your case, as well as some things that you can expect from a serious lawyer.

 

Government Retirement Calculator

Cuts to the Medicare budget may be the most threatening surgery of all for patients in need of medical imaging services.

Congress made deep cuts earlier this year in reimbursement for many medical imaging services that Medicare patients receive in physician offices and independent imaging centers.

Experts fear these cuts will mean less access and higher costs for many patients, especially those in rural areas.

Congress, say advocates, should impose a two-year moratorium on the cuts in order to more fully understand their impact on patients.

Starting in 2007, imaging services will be reduced by Congress by some $8 billion over 10 years. Those reductions represent more than one-third of the total Medicare cuts in the 2005 Deficit Reduction Act.

The payment reductions affect a wide range of medical procedures and tests provided in physician offices and imaging centers. For example, reimbursement would be cut:

35 percent for ultrasound to guide less-invasive breast biopsies;

50 percent for PET/CT scans used for diagnosing and managing tumors;

40 percent for bone density studies for diagnosing osteoporosis; and

42 percent for MR angiography that detects aneurysms in the head.

Given the size of these and similar cuts, advocates warn that many physicians will likely discontinue or cut back on the imaging they provide in independent imaging centers or their own offices. If this happens, patients will have to seek these services at hospitals, which can be much further away and often involve higher out-of-pocket costs for patients. As a result, convenient access to services that many Medicare patients rely on will no longer be available.

Its believed that patients in rural areas are likely to be the hardest hit.

Unfortunately, say advocates such as the Access to Medical Imaging Coalition, these reductions were made without public hearings, public debate or open discussion. The reductions were made without public participation, even though they will likely affect the lives of many Medicare beneficiaries.

Instead, the Coalition believes Congress should impose a two-year moratorium on imaging cuts, so the Government Accountability Office can study the issue.

Retirement Websites

When looking for long term care facility for a loved one in Missouri, there are a few questions you should ask yourself and a few things to be aware of:

What type of facility do I need? There are several types of facilities, be sure to select one that will meet the needs of your loved one.

Residential Care Facility I: Will provide shelter, board and supervision. They may distribute medication and provide care during short term illness and recuperation.

Residential Care Facility II: Provides same care as a level I, plus provides dietary supervision and help with personal care.

Intermediate Care Facility: Provides personal care, board and basic health and nursing services under the direction of a licensed physician and nurses.

Skilled Nursing Facility: Individuals in Skilled Nursing facilities require 24 hour care and specialized services. These services will be performed under the supervision of a registered professional nurse.

Questions to ask the facility:

  1. Can it meet the needs of my loved one?
  2. Is it currently licensed?
  3. How much does it cost and will they accept my insurance?
  4. Are the current residents happy and treated with dignity?
  5. Is the facility clean? How does it smell?

Residents rights: Missouri residents who live in a state licensed long term care facility are guaranteed certain rights under the Missouri Omnibus Nursing Home act of 1979 and the Federal Omnibus Budget Reconciliation act of 1987 such as:

You must be informed of your rights and responsibilities as a resident (oral and written)

You must be told of services available and costs

You must receive notice before a change in room or roommate

You may purchase or rent goods/services not included in the facility rate.

Please see our recommended sources for insurance and low rates. These websites are also great sources for information. These low rates will help lower your bills every month.

Online Retirement

Gambling in an online casino can require more and better skills than when you are playing in a land based casino. This is why it is very important to pick the online casinos that are best for you. Here I have written some helpful ideas on how to find the online casino that is right for you.

Gambling in an online casino is not exactly the same as playing in a regular casino. Yes the rules are the same but the way you play may be slightly different.

One of the major differences between gambling in an online casino and a regular land based casino is the fact that you cant look into the eyes of another player. Lets say you are playing poker and you suspect the other player may be bluffing you can look at them to try to get a read on them to see if they have a tell, but in an online casino you have to be sharper then that.

In an online casino or online poker room you need to be good enough to know from the way the other players at the table are playing if they are bluffing or not, as opposed to at a regular casino or poker room where you can look into their eyes and try to get a read on them.

Other than poker most of the games are almost exactly the same as in a land based casino. If you are new to gambling online you may want to check out some online casino review sites. These sites not only offer reviews from independent reviewers, but you can also find reviews from regular everyday players like yourself and read about their experience both good and bad and make up your own mind.

To do this I recommend going to yahoo.com and type in casinos into the search engine, and if you check out the top 5 or 6 sites I guarantee you will find all the information on what sites are reliable and which ones are a rip off. Some of the sites even offer their readers weekly gambling Horoscopes, and recipes for foods perfect for the next time you invite the guys over for poker night.

Before spending any money in any of the online casinos, open a free account and try the games out for free, see if you enjoy the software and the different options. Make a list of things you liked and things you did not like and find the site that offers you more of what you want and less of what you do not want.

Make sure to read all of the rules for each online casino. They will tempt you by offering you bonuses just for signing up, but make sure you read and understand the rules for accepting the money before you accept it or spend any of the allegedly “free” money.

Many of the online casinos will offer you a tutorial explaining how to use the features and to play each game and I highly recommend that you use it, because if you make a mistake the online casinos will not give you a refund.

Other than this the only advice I can give is that the more you play the better you will get, and will therefore be able to win more money.

Retirement Credit

If you want to get guaranteed car loans even with bad credit, then scroll below for some pointers on how to avoid the credit inquiring pitfall.

Guaranteed Car Loans: Get a copy of your credit report.

Purchasing a copy of your own credit report can help you get guaranteed car loans. A lender can pre-approve you for a guaranteed car loan by faxing him a copy of your current credit report. If the first lender rejects your request, you can go ahead and apply at different lenders until you find one that accepts you.

Guaranteed Car Loans: One inquiry is better than two.

Before completing the guaranteed car loan process, the lender would most likely perform a final perfunctory check on your credit report. But that should be okay since its only going to be one inquiring on your credit record instead of two or three. Remember that the more credit inquiry you have, the greater the chance that your credit rating will drop.

Guaranteed Car Loans: A purchase is not an inquiry.

When you purchase your own credit report, it wont be considered as an inquiry. So by doing this, you avoid adding more damage to your credit. This is why in guaranteed car loans it is always a good idea to know what your credit report is in advance. Whats more, if you have your credit report before applying for guaranteed car loans, you can check it for any errors.